frozen coins are never spendable, and a rescan already running is adopted

four wallet defects, none urgent, all cheap:

selectCoins let an explicit coin-control pick override a freeze. naming an
outpoint now overrides only the confirmed-only default; frozen is absolute.

balances counted frozen coins in onchainConfirmed, so Send showed a figure a
max-value spend could not reach. Balances gains onchainFrozen — a component of
confirmed, not a deduction — filled at the route layer, because freezing is
Officer policy in Postgres and no backend can see it. The route only reads utxos
when something is actually frozen. Send subtracts it under "Spendable";
Overview lists it beside unconfirmed.

a rescan in flight upstream was invisible after a sidecar restart, and a second
POST would have queued behind it (scantxoutset is single-threaded node-wide).
adoptRescan polls an existing NBXplorer scan instead of starting one, and the
GET route falls back to it when local state is gone.

the per-variant scan deadline counted queue time, so a variant that sat behind
another wallet's scan timed out without ever having run. the deadline now
refreshes while the status reads Queued.

Co-Authored-By: Claude Opus 5 <noreply@anthropic.com>

src/servers/sidecar/wallet/backends/nwc.ts

@@ -278,6 +278,7 @@ export class NwcBackend extends BaseBackend {
     return {
       // NWC is lightning-only; there is no on-chain side to report.
       onchainConfirmed: 0,
+      onchainFrozen: 0,
       onchainUnconfirmed: 0,
       // `balance` is msats (the WebLN shim Zeus uses divides by 1000 before the UI ever sees it).
       lightningBalance: Math.floor((res.balance ?? 0) / 1000),